How much does an accountant cost in Finland? 2026 price guide
Accounting is one of the first running costs a new business in Finland has to plan for, and the prices you find online are often vague. Here is a clear, honest breakdown of what bookkeeping, financial statements, payroll and tax filing actually cost a small business in Finland in 2026, and how to keep your bill predictable.
Typical prices in Finland 2026
| Service | Typical price |
|---|---|
| Monthly bookkeeping, small business | 50 to 150 EUR / month |
| Financial statement (tilinpaatos), sole trader | 150 to 250 EUR / year |
| Financial statement, small limited company | 250 to 400 EUR / year |
| Payroll | 10 to 20 EUR / employee / month |
| Hourly rate (ad hoc work) | 50 to 120 EUR / hour |
What drives the monthly price is mainly the number of vouchers (receipts and invoices), whether you are VAT registered, and whether payroll is included. A one-person consultancy with a handful of invoices a month sits at the low end. A company with inventory, several employees and EU trade sits higher.
What Tilitoimisto N.M charges
- Sole trader (toiminimi): from 89 EUR / month
- Limited company (osakeyhtio): from 149 EUR / month
- Payroll: from 15 EUR / employee / month
- Tax return: from 190 EUR · Financial statement: from 290 EUR
- Initial consultation: free
These are fixed monthly fees with no per-voucher or per-transaction charges, so you know your cost in advance. See full details on our English services page.
Fixed fee vs per-voucher pricing, the hidden difference
This is the single most important thing to check before you sign with any Finnish accounting firm. Many firms quote a low base monthly fee and then add 1 to 5 EUR per voucher on top, plus separate transaction fees. On a busy month that can double or triple your bill, and you cannot predict it in advance.
What should be included in a monthly fee
A fair small-business monthly fee should cover: recording all vouchers, bank reconciliation, VAT calculation and filing, and a monthly report. The year-end financial statement and the tax return are normally billed separately, once a year, because they are a larger piece of work. Make sure you know which side of the line each task falls on.
What a small business pays per year
Adding it up, including monthly bookkeeping plus the year-end statement and tax return, a small business in Finland typically pays roughly 1,200 to 3,600 EUR per year. A simple sole trader is near the bottom of that range, a limited company with payroll near the top.
It is worth remembering that a good accountant usually saves more than they cost, through correct deductions, avoided penalties and better timing of purchases and salary versus dividends.
For foreign founders
If you are running a Finnish business in English, the value of an accountant is higher, not because the price is different, but because the language and the Finnish filing rules create real risk in the first year. We quote the same fixed fees regardless of language. For the wider picture, see our guides on bookkeeping in Finland and VAT in Finland.
Want an exact quote for your business?
Tell me your company form, rough number of monthly receipts and whether you have employees, and I'll give you a clear fixed monthly price, no obligation. If a cheaper setup or doing part of it yourself fits you better, I'll say so.
Phone: +358 41 312 7714
Email: nita@tilitoimistonm.fi
Frequently asked questions
How much does bookkeeping cost per month in Finland?
For a small business, typically 50 to 150 EUR per month, depending on vouchers, VAT and payroll. At Tilitoimisto N.M, sole traders start at 89 EUR and limited companies at 149 EUR per month, fixed fee.
How much does a financial statement cost?
Around 150 to 250 EUR for a sole trader and 250 to 400 EUR for a small limited company, billed separately once a year. Ours start at 290 EUR.
What is the difference between fixed-fee and per-voucher pricing?
Per-voucher pricing adds 1 to 5 EUR for each receipt on top of a base fee, making your bill unpredictable. A fixed monthly fee includes the vouchers. We use a fixed fee with no per-voucher charges.
How much does payroll cost in Finland?
Usually 10 to 20 EUR per employee per month on top of bookkeeping. Ours starts at 15 EUR per employee per month.
What does a small business pay for accounting per year?
Including monthly bookkeeping, the year-end statement and tax return, roughly 1,200 to 3,600 EUR per year. A simple sole trader is at the lower end, a limited company with payroll at the higher end.